Terms of Use

1. Purpose

These terms of use (hereinafter the "Terms") govern access to and use of the website, content and tools made available by Pine Vestmere (hereinafter the "Service"). By accessing the Service, the user acknowledges having read, understood and unreservedly accepted these Terms in their entirety.

2. Acceptance of the terms

Use of the Service constitutes full and complete acceptance of these Terms. If the user does not wish to be bound by these Terms, they are asked not to access or use the Service. Pine Vestmere reserves the right to modify these Terms at any time; changes take effect as soon as they are published on this page.

3. Description of the Service

Pine Vestmere provides content, analyses and decision-support tools. These are provided for informational purposes only and in no way constitute personalized advice, an investment recommendation or a guarantee of results. The user remains solely responsible for decisions made on the basis of the information consulted.

4. Access to the Service

Pine Vestmere uses reasonable means to ensure continuous access to the Service, without however guaranteeing uninterrupted availability. The Service may be suspended, interrupted or modified, in whole or in part, in particular for maintenance, updates or force majeure, without Pine Vestmere incurring any liability as a result.

5. User account

Where an account is required, the user undertakes to provide accurate and up-to-date information and to keep their login credentials confidential. Any activity carried out from an account is presumed to have been carried out by its holder. Pine Vestmere reserves the right to suspend or terminate an account in the event of a breach of these Terms.

6. Permitted use

The user undertakes to use the Service in accordance with the law and these Terms. In particular, it is prohibited to:

• reproduce, copy or distribute content without prior authorization;
• attempt to gain unauthorized access to Pine Vestmere's systems or data;
• use the Service for fraudulent or misleading purposes or in breach of applicable regulations;
• disrupt or attempt to disrupt the normal operation of the Service.

7. Intellectual property

All elements making up the Service (texts, graphics, logos, structures, databases) are protected by applicable intellectual property rights and remain the exclusive property of Pine Vestmere or its licensors. No license or right of use is granted to the user, other than the right of access and consultation strictly necessary for normal use of the Service.

8. No financial advice

The content, analyses and data made available through the Service do not constitute investment advice, a solicitation, or an offer to buy or sell financial instruments. Any decision made on the basis of this information is the sole responsibility of the user, who is encouraged to consult a qualified professional before making any binding decision.

9. Limitation of liability

To the extent permitted by applicable law, Pine Vestmere cannot be held liable for any direct or indirect damage, loss of data, financial loss or harm resulting from the use of, or inability to use, the Service, including in the event of inaccurate, incomplete or unavailable information.

10. Links to third-party websites

The Service may contain links to third-party websites or resources. Pine Vestmere has no control over these websites and accepts no responsibility for their content, availability or the consequences of their use.

11. Termination

Pine Vestmere may, at its discretion, suspend or terminate access to the Service in the event of a breach of these Terms, without notice or compensation. The user may stop using the Service at any time.

12. Governing law and jurisdiction

[To be completed: specify the governing law and competent jurisdiction according to Pine Vestmere's place of registration and applicable legal obligations.]

13. Contact

For any questions regarding these Terms, the user may refer to the contact details available on the Pine Vestmere website.